The buy to let mortgage market has shrunk considerably since the credit crunch. Many of the buy to let lenders are no longer lending and many have left the market entirely.
With LTVs being low and rental yields good the rent calculations are very favourable for buy to let landlords with sufficient equity. Despite the fewer lenders in the market we have excellent contacts in the buy to let arena.
If you are new to property investment we can guide you through the pitfalls and assist you in building a portfolio to become a successful landlord.
If you are a current buy to let landlord looking to re-mortgage or capital raise we can help you get market leading rates and maximum loan to values.
If you are a buy to let landlord benefiting from low base rate trackers but are concerned with future interest rate rises we can introduce you to hedging products which give you a cost effective means of capping your interest rates. This can be done on a stand alone basis allowing you to benefit from your current low tracker rate products.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.
