When your borrowing requirements exceed £1m, the majority of retails banks are unable to assist with a mortgage of this size. We have exceptional relationships within private banking to enable us to provide market leading terms for large mortgage loans.
Whether you are looking for a transactional lend where you are not required to place assets under management (AUM) or you are happy to provide AUMs to achieve the level of borrowing you require, we can advise best which banks to approach.
Often lending terms are priced on an individual basis. The bank determines the pricing of the loan based on what you are able to provide to the bank in the form of additional business beyond just the mortgage loan. At REF Capital LLP we expertly present and negotiate terms for your application based on our knowledge of the banks lending requirements.
